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Posts Tagged ‘Mortgage’

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Housing market question: short sale vs loan modification vs deed in lieu of foreclosure?

Acerbic asked: I simply want out of my house. I am upside down in my mortgage b/c my neighborhood has become a rent neighborhood (houses have become section 8 housing, and property value has plummeted). I cannot sell this house,... (Continue reading)

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Will I be given a loan modification on my condo if I’m two months behind in my mortgage and unemployed?

Amber asked: Will I be allowed a loan modification if I’m two months behind in my mortgage? Will it be that I pay less $ a month than before? What if I am unemployed? What if I have a temp... (Continue reading)

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How should I alter my home loan given the current interest rate cut?

asked: I would appreciate some advice as to how I should alter my home loan. I am currently struggling with the home loan payments I am currently on. I have a mortgage of $ 658000 at an interest rate of... (Continue reading)

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Will having a paid auto loan in my credit history benefit when I try to get a mortgage in the future?

tagnaldaoc asked: Right now my credit rating is a little over 800. The only things in my credit history are 2 current credit cards. I am also about to buy a new car and am trying to figure out if... (Continue reading)

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I paid an attorney to do a loan modification. It didn’t work, and now my home is going into foreclosure. I d?

Oscar asked: I paid $1500 to an attorney for a loan modification (in Florida) and I was told by him not to pay my mortgage. He didn’t do the modification. Now my home is going into foreclosure and he wants... (Continue reading)

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Has anyone received a loan modification, without being late on your mortgage?

lisamoats1 asked: We have recently applied for a loan modification, however we are not currently behind. But my husband’s salary has just decreased by 35%, and we will shortly be in arrears.Asked on: 2012-06-26 20:27:33... (Continue reading)

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Can I refinance after doing a loan modification?

Mrs. O asked: I did a loan modification last year. Once again the mortgage is going up due to taxes making escrow go up. Can I do a refi? Also can I do another loan modification? I cannot make the... (Continue reading)

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Where is the best place to get a very low auto loan?

Ryan H asked: I have noticed some info on searches that made reference to a 4.05% auto loan. I just can’t find it? I have pretty good credit. After my recent 220,000 mortgage it’s 804. I would bet there is... (Continue reading)

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When should I request a loan modification?

Me asked: I own a condo that I haven’t been living in recently because I moved away for grad school. Now I have graduated and am moving back in ASAP. I desperately need a loan mod or I will lose... (Continue reading)

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What would be the things that could keep you from getting a loan modification?

Wisen Smart asked: I have heard a lot about this loan modification and have been receiving not so clear answers to my question. I presently have a tax lien on my home, 2 months behind in my mortgage, make the... (Continue reading)

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