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Posts Tagged ‘Credit Cards’

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How long after getting a personal loan do you have to start making payments?

Lil Bit asked: My brother is thinking about getting a personal loan to pay off his credit cards. Mind you I have told him that this is probably a bad idea, though I haven’t really researched it, it just doesn’t... (Continue reading)

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How do student loans affect financial aid?

Erica V asked: This year (freshman) all of my tuition is getting payed by government financial aid. However, I need money for other things like housing and credit cards. Will a student loan affect next year’s financial aid even if... (Continue reading)

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What will improve my credit score faster- Paying off an auto loan or paying down credit cards?

jadybug asked: I want to get my credit score up a little more, but I’m not sure what would be more beneficial. Pay off my auto loan completely? Or do I pay down some of my credit cards with high... (Continue reading)

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What is a good credit score when applying for a car loan?

bnlrta asked: I want to apply for a car loan, but am afraid I will get turned down. I have all of my credit cards paid off, but have around $12,000.00 in student loans and owe $4,000.00 on the car... (Continue reading)

What type of qualifications do you need for a personal loan?

i’m f*ucked asked: I have about 3 credit cards, 7500 total, almost maxed out, I would like to take on a personal loan but do not want to pull my credit. What kind of debt to income must i have,... (Continue reading)

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How much can I get approved for on a home loan?

Jaci asked: I make around 40k. My credit score is around 700. I have a car loan 203, student loans 152. I have credit cards but do not owe anything on them. My boyfriend makes around 20k. His credit score... (Continue reading)

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If you file bankrupcy during you loan modification trial can that disqualify you for loan approval?

loverjoe59 asked: I received a loan modification trial from my bank for 3 months then it is supposed to be finalized. I filed backrupcy yesterday on my credit cards. My bank said if I send them an authorization releasing them... (Continue reading)

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How much does having a cosigner help you when looking for an auto loan?

Taelor T asked: So I’m 19 had the same job for 3 years 2 credit cards never been late on a payment and i can’t get an auto loan for 7,000. I’ve tried Schools credit union and Golden1. If I... (Continue reading)

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Should I pay a portion of my student loan bill to take advantage of the lower APR? ?

stevenc925 asked: I have a credit card check which offers a 1.87 APR until September 2009. My student loan interest is on average 5.2% right now. I want to max out my credit card by using the CC check to... (Continue reading)

Why would an auto loan not appear on a credit report?

ROCKER_CHICK asked: I applied for a new car, but still had a loan on a car I bought in the past. When they pulled my credit report, my old auto loan didn’t show up? I have less than 6 months... (Continue reading)

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