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Posts Tagged ‘Banks’

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What is the best way to pay back home loan?

samuel asked: After taking home loan from a bank, the repayment consists of two parts: the principal amount and the interest amount. Is the EMI for both fixed by the bank or can the borrower decide these amounts? I heard... (Continue reading)

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What banks have money and are lending for home loans right now?

Mechanicboy asked: I have a FICO score of 725 so I’m thinking if I find the right bank I could still get a home loan even in this economy, but which banks should I apply at first? I live in... (Continue reading)

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Is it possible to get a student loan with bad credit and no cosigner?

Alicia asked: I am trying to get approved for a student loan with bad credit and without a cosigner. I had to drop 2 classes this semester because I couldn’t pay for them. If you know of any banks that... (Continue reading)

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How long should we be employed in Australia to get home loan there? Will banks accept income from Hongkong?

asked: We are Aussie PR and will move there shortly. Which bank is best for getting home loan?Asked on: 2012-12-08 21:28:17... (Continue reading)

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What’s the best way to request a lower interest rate on a car loan?

Min asked: We have a car loan that began in 2005 and have never made 1 late payment – every month the car loan was paid on time. We’ve recently received offers from various banks/loans proposing a lower interest rate.... (Continue reading)

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When you are applying for a business loan do you have to have really good credit?

Marilu H asked: Do the banks only base your business loan on your credit and how good it is or does it matter???Asked on: 2012-12-01 04:45:48... (Continue reading)

How do I get best car loan rate without applying everywhere?

Nate asked: How can I get the best car loan rate without applying every where since that will hurt my credit score? I don’t have the greatest credit it’s 625 but my down payment is about 25-30%. How do I... (Continue reading)

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What do lenders look for when giving out car loans?

Nickaroni asked: I want to buy a car, and am considering applying for a car loan. What do lenders look for as a bare minimum to get a loan? I have no possibilities for a co-signer, I have been in... (Continue reading)

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What is the standard interest rate for a car loan?

Jessica B asked: I am just curious as to what most banks do when charging interest on a car loan. Is it prime plus 2%? Is it prime plus 3%? I understand that it would depend on if you’re looking... (Continue reading)

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Does the new student loan legislation only allow banks to charge you 10% of your annual income?

dskau asked: I’ve heard that the new student loan legislation passed along with the health care bill will only allow banks to charge you 10% of your annual income over the course of the year. I’m pretty sure that includes... (Continue reading)

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