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How can I get a personal loan with bad credit?


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  1. Very c says:

    Bad credit personal loans normally carry a higher rate of interest. This is because of the higher risk potential in such loans. One may also be overcharged on this account. The borrowers are asked to pay a hefty charge and have to face some inflexible terms of payment. Nevertheless, there are lenders who charge reasonably lower rates of interestcomfort and a future comfort also leads to this trap. Deciding the monthly repayments and the number of installments further strain your mental faculties. An expert advice from knowledgeable people will help in this decision. Being aware of ones financial condition, the borrower can decide the various details of the loan in a much better manner. Thus, the final decision is reserved with the borrower himself.

  2. S P says:

    Please don’t type in all caps, it appears that you are shouting.

    If I were a lush, would you give me a drink? If I weighed 450 pounds, would you serve me cake and ice cream? If I were a really bad driver (wrecked and totalled the last 3 cars I drove) would you loan me your car? Would you ride with me?

  3. JLB says:

    First check with companies that will offer loans to higher risk individuals. Beneficial, American General may be resources. If you have some collateral, you may be able to obtain a secured loan. But beware of the loan scammers out there. Before you provide any personal info to a “loan company” or private lender, get a verifiable business name, address and phone number. The give away for these scammers is that they ask for upfront money. It is illegal for lenders in US to do this. So be careful and good luck.

  4. Frank Castle says:

    What did you expect?

    You don’t get a job as a Policeman if you shoot somebody on the street for no reason.

  5. Gary H says:

    There are plenty of places that offer loans for people with bad credit with no-hassle applications and easy requirements.

    Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.

  6. ANJANETTE C says:

    I am going to be honest with you…no you can not. When you do a search online it will produce a mountain of lenders who claim to give bad credit personal loans. Be aware! If your credit score is below 600 you are not going to find a personal loan without a co-signer who has at least a 620 credit score. The internet is very misleading. Places like Benefical, HSBC, American General, and Citifinancial all claim to give loans to people with BAD CREDIT. But when you apply they quickly, with a smile, deny you. This is frustrating and misleading. Bad credit personal loans are simply pay day loans. They offer short term loans with high interest rates and incredibly high fees on the pay back. For instance, the average pay day loan place charges up to $10 per every $50. That is ridiculous. My best advice is to try your financial institution, you have a banking history with them, or join a credit union and apply with them. Also look for a co-signer. My husband and I are going to our financial institution to apply for a personal line of credit. I am asking my mom to co-sign. We have experienced some financial difficulties the past 4 months. Earlier this year, around January we were planning to get a house built, my husband was approved for over $400,000, and he had a really good credit score. He took a job promotion that went bad, actually less money, then he tore his Achilles tendon. This put him out of work for a while. Due to the lack of income and all the physical therapy our bills started to suffer. We never stopped paying our bills, we just fell behind.
    Here is my last piece of advice. If you have a score above 500 try They offer person to person loans.


  7. aleish says:

    Loans for bad credit is not impossible today. You just go to the place. Check this resource:
    It has a list of lenders that gives loans to people with bad credit history.

  8. Bells says:

    If you do not have collateral, go for an unsecured personal loan, which is rare for people with bad credit. It is necessary that your credit record should be clean for an unsecured personal loan.

  9. Casandra says:

    If your credit is bad, you should not ask for favor from the traditional banks because they normally reject you. As a result, you should change your strategy. You should place your focus on private loan providers.

  10. ? says:

    Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.

  11. ayo says:

    are you in need of a loan? why not try out

  12. Godson says:

    are you in need of a loan? email and get yourself a reliable loan of 2% rate.

  13. tom says:

    Hi – Before you take out a loan, it’s a good idea to look at all the options and compare the best lender to suit you.

    Visit for useful details of each lender in the UK. Information includes APR rates, min and max loan amounts, payment terms and more..

  14. fidelity says:


  15. anne says:

    “I would like to say thank you to Ericson finance for all the things they have helped me with. I have a large family, and every time we have had a crisis Destiny Mark finance has helped us out. I thank God for the help they have provided,email them today at{}

  16. john says:

    If you are in need of legit loan company then email Ericson Finance Company Plc and obtain a decent and quick loan today.

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