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Home Loans

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What is the best place to go for a home loan?

Should I: a) open an account at a credit union and apply for a home loan, b) apply for a home loan through my bank, or c) go to one of those “everybody approved” loan places? How do I shop... (Continue reading)

How do people get home loan approval with a TIN #?

I have heard of people getting a home loan with tin#. Is this for people with no social security # or not a us citizen. If they have good credit and have this TIN# how do these people qualify? Is... (Continue reading)

Can I claim Income Tax for home loan which(flat) is under construction?

Can I claim Income Tax for home loan which(flat) is under construction. Do I need to occupy the house for claiming the Income Tax. What is the criteria for claiming and how much I can claim.... (Continue reading)

If I get a consolidation loan will it help or hinder me getting a home loan for a first time buyer?

We have poor credit and trying to repair it; however we want to purchase a home by the end of the year. Will it adversely affect my chances of getting a home loan if we take out a consolidation loan... (Continue reading)

I would like to know wether I am eliglble for a no deposit home loan with credit default?

I would like to know wether I am eliglble for a no deposit home loan with credit default? If so I would like to know what the interest rates would be for the home loan.The property that I am looking... (Continue reading)

Is it possible to get approved for a home loan if my husband parents co-sign it?

My husband has great credit score (750) and we have 20% down payment for the house but due to his credit card debt, his debt margin is 40% and we need it to be 25% in order to be approved... (Continue reading)

Is it possible to get a home loan in an amount slightly more than the purchase price to cover other debt?

It would be a home loan for first time buyers & the excess amount sought would be about 7% of the loan amount.... (Continue reading)

Can some banks/lender close a home loan within 10 days after they receive the home loan application ?

Can some banks/lender close a home loan within 10 days after they receive the home loan application ?... (Continue reading)

What are my chances of getting a home loan with my situation?

So I am a stay at home mom. I have very good credit because I have bought a bunch of furniture, electronics, and have credit cards, cell phone services and I have never made a late payment. My husband is... (Continue reading)

what is a home loan and how can a good credit score effect it?

hehe can you tell me how a home loan is and how it works? Also how does a credit score get into the picture?... (Continue reading)

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